Necessary, Yours, Mine, Optional - budgeting method for spouses/families
A staple of the Budget Boot Camp course. A simple budgeting technique in which budgets categories are assigned by ownership.
Necessary - owned by nobody, things like mortgage, electricity, internet go here
Yours - the kinds of expenses typically managed by your spouse
Mine - the kinds of expenses you typically manage
Optional - anything not in the above
These tie into the 7 Bank Accounts approach.